Acquirers categorize businesses by type and model. A merchant's transaction rates and fee costs are determined by a business type. Certain business types are known as "risk". Risk types are also divided by acceptable, high risk, and unacceptable categories. We provide services to some businesses that fall under the risk and sometimes high risk types.

IPM guides their potential merchants to become Visa/MC compliant so that they are marketable to acquirers. We provide up to sixty payment methods in many countries for all business types with the exception of a few listed below.

We market to every type of ecommerce business with the exception of the following unacceptable business models.

• Tobacco products
• Drugs Prescription Drugs (drugs, drug paraphernalia)
• Weapons Firearms, ammunition, knives etc
• Satellite & cable TV
• Adult
• ID's Government ID's and licenses
• Lotteries Unlicensed lotteries
• Stored value cards prepaid debit cards not associated with a single vendor or dedicated use
• Multi-level marketing pyramid selling, matrix & high yield investment programs
• Intellectual property rights infringement illegal downloads, replicas

IPM's personal service to market a merchant is unsurpassed.